${[
{name:'Bill of Sale (BOS)',desc:'Auto-generated at auction close. Itemizes vehicle price, platform fee, transport.',parties:'Seller โ Buyer',status:'AUTO'},
{name:'Federal Odometer Disclosure',desc:'Locks mileage at point of sale. Federal requirement. Pre-populated from intake.',parties:'Seller signs',status:'AUTO'},
{name:'O&O / POA Form',desc:'Ownership & Odometer Assignment. Corrects minor signing errors without title re-application.',parties:'Seller signs',status:'AUTO'},
{name:'EVL CERTIFIED Report',desc:'Full title verification output โ API results, lien check, name match, badge assignment.',parties:'Platform generated',status:'AUTO'},
{name:'Reserve Data Sheet',desc:'Official EVL verified reserve with timestamp and expiration.',parties:'Provided to ID + BD',status:'AUTO'},
{name:'Auction Terms & As-Is Agreement',desc:'Buyer (BD) acknowledges AS-IS condition. All post-sale concerns must be directed to the Selling Dealer (ID) within 24 hours of auction close.',parties:'BD signs',status:'REQUIRED'},
{name:'Escrow Hold Agreement',desc:'Required when title is in transit. 30-day clock, $250 penalty clause.',parties:'Seller signs',status:'CONDITIONAL'},
{name:'Bill of Lading (BOL)',desc:'Off-Ramping Protocol โ driver photo inspection including external lights, all glass panes, panels, odometer, VIN. Both porters sign. Burden shifts to BD at signature. Documentation is final.',parties:'Driver + Seller',status:'REQUIRED'},
{name:'Driver Handoff Verification Log',desc:'PIN confirmation, CDL scan, FMCSA insurance verification. Timestamped.',parties:'Platform + Driver',status:'AUTO'},
{name:'SaaS Dealer Subscription Agreement',desc:'Dealer license + bond verification. Platform access terms. Auto-lock on license expiry.',parties:'Dealer signs once',status:'REQUIRED'},
{name:'Dealer SOQ / Onboarding',desc:'Federal EIN, dealer license number, surety bond, acquisition radius preferences.',parties:'Dealer completes',status:'REQUIRED'},
{name:'State Title Transfer Docs',desc:'State-specific. Generated per state of registration. Excludes CA/NY/NJ/IL.',parties:'Both parties',status:'AUTO'},
].map(d=>`
${d.desc}
${d.parties}
${d.status}
`).join('')}